Rippletech Funding | Licensed Payday Loan Consolidation
Are you struggling to keep your head above water because of your payday loan debt? Speaking with a certified payday loan consolidation firm is the best option to combine your debt from payday loans.
Why use an accredited business?
Because you need a business you can rely on for your finances.
What Is Accreditation From The Better Business Bureau?
One of the key actions that every business can take to assist build trust in its clients is to become recognized by the Better Business Bureau, or the BBB. This assurance is derived from the knowledge that the Better Business Bureau has examined the company for moral rectitude.
Why Is Certification Important?
Establishing a track record of making sincere attempts to address consumer complaints is one of the key prerequisites for BBB accreditation. There is a price associated with both the accreditation application and the ongoing compliance checks.
In order to be accredited by the Better Business Bureau, a company must fulfill a number of requirements that set exceptional businesses apart from subpar ones. An approved company’s certification is revoked if it is unexpectedly unable to maintain the required standards.
What Does It Take To Get Accredited?
Develop Trust
A company must be able to show that it has been in operation for at least six months in order to be eligible for and retain Better Business Bureau accreditation. It must also have all necessary licenses and permits.
The company cannot be the subject of any ongoing government action as a result of flagrant disregard for ethical business conduct. The BBB looks into any alleged infractions on a case-by-case basis.
Integrity in advertising
The business must only use morally righteous and legitimate advertising techniques when it advertises. If concerns are expressed, they must be willing to cooperate with the Better Business Bureau to either amend or stop the offending advertisement. Businesses may only use the Better Business Bureau logo and make accreditation claims if they are genuine.
Be Honest In Your Disclosures
The business must be truthful and transparent when describing its services, making all necessary disclosures as necessary. The business should be clear and include any information pertinent to the disclosures when speaking with the customer.
Transparency
All information that can influence a customer’s choice to purchase the good or use the service should be easily accessible, in addition to the business’s location, type, and executive ownership.
This will entail the company’s need to freely and honestly provide:
- Contact details
- Refund or return procedures
- Customer recurring financial obligations
- full disclosure of all product-related fees, charges, and taxes
- a receipt outlining every purchase made by the client.
- Maintain Your Words
The business is expected to uphold and fulfill obligations it makes when it signs contracts, accepts representations, or agrees to commitments.
With attention, respond
Customer complaints that the Better Business Bureau has referred to the company should be handled as soon as possible. They want that the complaint be handled professionally, that the issues brought up be addressed, and that the judgment in the matter be explained.
The business is expected to abide by any settlements, decisions, or other agreements reached through mediation or arbitration and to work with the Better Business Bureau to address any patterns of persistent consumer discontent.
Protecting privacy
All data must be securely protected and safeguarded against unauthorized disclosure, theft, fraud, and sale by the Better Business Bureau-accredited company. Only necessary information should be gathered, and it should be handled properly.
A notice of disclosure that describes how the company will use and store the customer’s personal information must be provided whenever personal information is acquired. This contains specifics about the data that will be gathered, how the company plans to use it, who they intend to share it with or reveal it to, and how it will be protected.
The ability to fix it when and if necessary must also be guaranteed by the safeguards in place. Additionally, there needs to be a plan for informing persons affected about changes to information policy and for how to voice concerns about data exploitation.
Integrity in Action
In all business deals, agreements, and transactions, act honestly and with the necessary integrity. This include any involvement, direct or indirect, that might have a negative impact on the Better Business Bureau. Not just the BBB, but also its reputation and any organization connected to it.
Consumers spent $6.1 billion on loan payments, according to a Center for Financial Services Innovation study from 2016.
Companies that consolidate payday loans are in high demand all year round. Even while the government works to control creditors, you might run into shady online payday loan consolidation businesses. Fortunately, you can rely on our evaluation to point you in the direction of reputable payday debt consolidation firms in or close to your city.
If this is your first time using a payday consolidation firm, pay close attention to the listed certified businesses.
Reduction of National Payday Loans
The experts at Rippletech Funding in Oakland Park, Florida thoroughly examine the specifics of your financial predicament and assist in coming up with a debt relief strategy that is both cheap and practical for you. Financial consultants are assigned to each client to help personally hold you accountable. In order to ensure that their monthly loan installments are paid on time, they remind the client of their payments and offer financial education to help them develop better financial habits.
Liberation Debt Relief
All of Portland, Oregon’s debt consolidation requirements can be met by visiting Freedom Debt Relief. They have an A+ rating and are a certified member of the American Fair Credit Council. Customers frequently choose Freedom Debt Relief since they don’t have high interest rates.
You can enter the loan amount and how much you have already paid past the due date into their free online monthly installment calculator. You will receive a credit in your email after completing this information.
Credit Counseling Services Combined
One of the greatest in the business is this debt consolidation business in Fort Lauderdale, Florida. USA Today, CNN, Forbes, and MSNBC have all given them favorable coverage. Furthermore, they were given an A+ rating.
On their website, Consolidated Credit Counseling Services offers a free debt analyzer tool that allows you to compare costs. One of the early pioneers in the debt consolidation market, Consolidated Credit Counseling Services has been in operation since 1998.
reliable debt relief
More than 100,000 individuals have received help from Accredited Debt Relief since 2003 to pay off their outstanding payday loans. Customers can access a free debt analyzer tool on this company’s website, which is situated in San Diego, California.
Additionally, they have over 700 customer ratings on Trustpilot, where they have a 5-star rating. Along with being accredited by the Better Business Bureau, Accredited Debt Relief is a member of the American Fair Credit Council.
Finance Club
Lending Club is an excellent choice for people who need help with debt relief because it offers debt consolidation loans ranging in size from $1,000 to $40,000. Lending Club, based in San Francisco, California, has more stringent policies than some of the other debt consolidation businesses in existence.
They need greater security because of their peer-to-peer lending business. All applicants must have a credit score of at least 660. Lending Club has the best ratings of all the debt consolidation organizations available, which is a result of their policies and helps make them a popular choice.
The New Era of Debt Solutions
Since its founding in 1999, New Era Debt Solutions has assisted its clients in paying off more than $200,000,000 in unpaid debt.
They have 17 locations in all, including ones in New York, Alabama, California, and Florida. Free consultations are provided at the company’s headquarters in Camarillo, California, and you can also request a free quote for their payday loan consolidation services online by sending them an email.
Public Debt Relief
Since 2009, National Debt Relief has been providing its clients with programs to consolidate their payday loans in order to assist them reduce their debt and boost their credit. You can join up for these services by calling the toll-free number and asking to speak with a debt relief specialist.
All visitors to National Debt Relief’s NYC location receive a free ebook from them that contains useful advice on how to pick a debt consolidation business. Contact us right away to find out more about how we can provide you a debt-free fresh start.
Benefits of reputable companies that consolidate payday loans
1. Reliable reviews
By basing the evaluation criterion on 13 variables, it encourages a strong culture of honesty. There is no prejudice in the reviews that have been submitted on any payday debt consolidation company.
2. Physical headquarters' existence
Payday consolidation businesses are required by law to have offices and working landlines. When assigning ratings, consider how well a company complies with regulations. This is why the phone number and physical address of the organization that consolidates payday loans are readily available.
last thoughts
You can avoid paying steep fees if you decide to pay off your outstanding payday loan through a reputable debt consolidation business. Clients are guaranteed quick and easy loan repayment terms thanks to approved companies’ years of expertise negotiating with payday lenders. Do you know someone who is under a lot of stress from a persistent payday loan lender? Share this post with them to assist them in obtaining reputable payday loan consolidation services.